usually pretty safe to receive a wire transfer, ask your bank about fees and such buyers and sellers in your buyers part of the world use bank wire transfer more than anything else But depending on the bank, the funds might have to be wired to a corresponding bank and this can delay receipt. 11:42 AM Online bank transfers are one of the better ways to get paid, and these can be done quickly via the ‘Faster Payments’ or CHAPS systems. I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. There is essentially no way to recall or dispute a bank transfer. @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. Not wanting to offer Paypal doesn’t imply someone is dishonest... He’s not intentionally trying to screw anyone just because he doesn’t want to offer PayPal’s lacklustre “Seller Protection”. 11:10 PM. Official recommendations also ask shoppers to be mindful of using bank transfers to pay for things. 11:13 PM. That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. Anybody who can get a personal check or cashier’s check can get cash. Find someone else who follows the rules. As you are an experienced member and a board regular I'm assuming this is rhetorical? Is this legit? 10:05 AM. ... Debit card is the ideal solution, as no need for you to transfer funds and no need for you to carry a wedge of cash. ‎07-10-2016 So now it seems as though the seller isn't going to claim the payment. Sellers don’t have to abandon PayPal on eBay as the service will still be available until at least July 2023. ‎07-08-2016 Domestic bank transfers usually fall into two categories: transfers within the same bank and transfers to another bank. That's a common line that a scammer uses to get free moneyn(no way for you to get your money back). I find that Direct Bank Transfers are more convenient than Postal Orders or Cheques. eBay says that it allows: Credit and debit card transfers; Payment upon pickup; It restricts access to: After all....$400........lotta money....just sayin', on The issue remains that he is asking you to forfeit your protection for his. Pickup or viewing is available at xxxx most days via appointment .All goods are advertised elsewhere and may be sold at any time .A GST receipt is available with all purchases", {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. So when you give HiCharlie your bank information, no live person ever actually sees it, he said. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. You work hard to run your business, so you want a bank that makes managing your money easy. Paid a £ Deposit via Bank Transfer - Seller Now Wants … If I do decide to do the transfer, is there any way I can make it safer for me? Find out how to set up an online account in our Beginner’s guide to online banking. 08:56 PM. BANKING MADE EASY. (So I don’t get screwed). When your seller account is settled and you have a positive balance, Amazon sends the money to your bank account using an Automated Clearing House (ACH) or electronic funds transfer. For the purposes of the legal agreement, the deposit on exchange varies from 5-10% or more of the purchase price, which must be lodged with the buyer’s conveyancer as cleared funds, i.e. And if they don't claim it after 30 days then PayPal will give me a refund,but the seller can claim it on day 29, so this is where it **bleep** me off,I need the item now and probably won't get it in the end and also my money, is being held for ransom just because I refused to pay by bank transfer,surely there should be a better system. Not really, unless you could find some escrow service. 07:32 PM. ‎07-08-2016 on Certificate of title: In this document, you sign to swear you have the right to sell the property. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Well stawka I bid with many other bidders on the item and I won it. Follow the instructions on screen to enter the correct details. Thanks for the reply. 11:56 PM. 08:51 PM, on I agree. As lyndal said scrambler, Paypal only, I have 2 sellers that I'd be confident in using BT with no others. ‎07-08-2016 (So I don’t get screwed). ‎07-08-2016 Red flag #1 asking to pay by bank transfer. if you got the item at a very good price). ‎07-08-2016 to pay via BD or just add the buyers details to their send on list for spammers. Explain to the manager what you're doing. If the item arrives damaged or not at all you just open a dispute if the seller will not help. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. The good news is that many banks will accept payment directly from the buyer. Log in to your online account and select the option for making a payment. I paid them nearly a week ago lol,but their not accepting it, on Have the buyer meet you at your bank with the cash. That's obviously an advantage if you're pressed for time—you don't have to be physically present. And with more than 350,000 locations worldwide, sending money is more convenient than ever. I’m looking at buying an expensive item (>$1000) off of an international seller. You have to be kidding? The first … Once the buyer pays for the car and you pay off the loan, the title is free and clear. Overall it's about risk, you have a couple of choices. What payment methods are shown in the payments section of the listing? Transfer the Title. » Buyer wants to pay via bank transfer. Sometimes good deals are hard to walk away from though :), If I do decide to do the transfer, is there any way I can make it safer for me? 07:47 PM. For those who want to try an alternative to PayPal on eBay, there isn’t much to choose from. New comments cannot be posted and votes cannot be cast. - edited Seller wants to be paid by bank transfer!!!! Start new thread in this topic | Watch this thread | Flip this thread ... of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. Or a defect if you answer 'no' to not receiving it on time? Totally legitimate, but is it worth it to you? Some banks also offer smartphone apps that allow you to transfer money. Meet at Your Bank . ‎07-10-2016 Do you actually read the boards? will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . ‎07-09-2016 Make sure that the owner of the bank account matches the name of the seller provided during the registration process. Paid a £ Deposit via Bank Transfer - Seller Now Wants More. I will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. Securities Transfer Corporation 2901 N. Dallas Pkwy, Suite 380 Plano, TX 75093; Fees (please contact STC for your quote) Payable via wire, check, credit card Certificate Please mail your certificate to our office using a trackable & insured service: Securities Transfer Corporation 2901 N. … Some of the most common bank transfer methods are: Online bank transfers. This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. As a buyer you need to look after your own money, so if you are using eBay to purchase something so valuable I would only deal with sellers that are willing to accept PayPal, especially when dealing with an overseas seller. But, as you noted, there would be no eBay/PayPal protection for the USA buyer. Quite a lot of sellers use their item description to declare that they won't accept PayPal - here's a random example, from a listing I was looking at a few minutes ago:"Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. I don't know why they just didn't cancel? As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. He says that he would need a bank transfer instead of PayPal. Deposit the cash and hand over the paperwork right there. OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. on Seller wants a bank transfer instead of using PayPal. In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. ‎07-08-2016 Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. You can then accept the cash or have a … Let's assume best intentions for all involved here. Plenty of unforeseen things can happen, especially with international shipments. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. /r/Ebay CHFA will prepare and mail the Notice of Servicing Transfer for both the Participating Lender and CHFA, reflecting the transfer of servicing to DMI. 07:31 PM ‎07-10-2016 transfer they understood and said to pay with PayPal. on ... Once you transfer the money TO a seller, there is no gurantee the seller will send the item. If credit card or PayPal are shown, I would be VERY highly suspicious of the request to use bank transfer ... to the extent that I might report the listing to eBay. 10:55 AM. Your bank might even offer you a spot to complete the transaction privately. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. ‎07-08-2016 He says that he would need a bank transfer instead of PayPal. 12:38 AM. on You’ll want to keep this form for your taxes. What's New 3 12 24 72. You want to do the right thing so you refund them the “accidental” transfer amount, only to realize later you never received a transfer from them to begin with and now you’ve lost a few hundred dollars or more. It can take up to five business days for the money to appear in your bank account after Amazon initiates a payment. If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). Is this a legit concern? ‎07-09-2016 If the seller has good feedback, then he will most certainly send you the item. They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. (Hang on - isn't that how the ebay bots answer messages? as they have trouble accessing their paypal account sometimes. What if you have a problem with the item when you receive it? The unofficial eBay subreddit. on Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. crows scrambler spends as much or more time on the boards as we do pj. This seller has got very good feedback but I have that feeling that things won't end well lol. If they don't like the buyer protections that eBay offers it's buyers, they can sell somewhere else. You can ask your bank to do a wire transfer in person, over the phone, or even sometimes on the internet. He says that he would need a bank transfer instead of PayPal. That said some decent sellers will ask for bank transfer etc, what is the sellers feedback like?? Accepting a personal check is not advised. He wants to protect himself while you have no protections. When I messaged him and asked if he would consider shipping internationally he said yes but only if we do a bank transfer. Make sure to have your closing agent go through line by line before you sign so you can check for errors. 07:42 PM. 04:10 PM. 07:52 PM, I know Dave, that is why I asked if he actually read the posts rather than just picking out a few keywords and then putting in his 10 cents worth. Press question mark to learn the rest of the keyboard shortcuts. Help for sellers and buyers! ‎07-09-2016 Copyright © 1995-2021 eBay Inc. All Rights Reserved. I really don't think it is worth the risk. 10:26 AM, They don't care if they cop a neg? ‎07-10-2016 The real-world equivalent, he said, is that someone gets into your trash can and finds a bank statement that doesn’t have your name on it. 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. He seems like an honest seller and I want to trust him but if I do a bank transfer I will have ZERO protection from eBay. Is this a legit concern? 04:01 PM, I have purchased an item worth $400 and the seller has sent a message asking if I. would pay by bank transfer? ‎07-08-2016 a simple realistic answer will do cheers. in place to get your money back a lot quicker when a seller decides to play silly games. An established seller padi,and now they have asked that as soon as payment is made then they will send the item. Honest sellers don't intentionally screw buyers like this. I would not buy from this person and I would advise you not to. But the buyer here is right to be concerned, I certainly wouldn’t send money this way, but I can understand why sellers won’t use PayPal in some circumstances. If you use paypal you must pickup the goods in person. I will never pay for anything on ebay other than via paypal. Or ding stars badly. It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. Are you even sure that there is an item to be bought? Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. Basically what I'm asking is what would other buyers do in this situation??? seller wants me to transfer to bank account is this safe. my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. - edited We paid a deposit, via bank transfer, of £250 on November 2nd, for a fairly scarce, classic car body panel ( a left front wing ) to the seller, after we had agreed a price of £725. If the buyer insists, stipulate you will not hand over the title until the check clears. I wouldn't do it. The seller did not have this item available to ship internationally. If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . ‎07-08-2016 on Overseas buyers/sellers use bank transfers a lot more than eBayers in the USA. Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. We also offer inmate services & transfers to mobile wallets. I am not sure you would be able to get a refund should things not turn out. Or, better yet, agree to meet the buyer at his or her bank with the personal check and have the buyer cash it. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. ______________________________________________________, ____________________________________________________. Is a bank transfer 100% secure or is there a way for him to get his money back ? Hey, I'll bet you knew that anyway about Paypal only !!!!! Bank or wire transfers are among the most common ways of sending money domestically. 06:31 PM. With Bank of Texas account services, you can take advantage of online banking, merchant services, overdraft protection, and lots of other helpful programs. Nobody who does read the boards would ever have to ask that question. He is happy to pay first. The process is different depending on the method you use to send money, but here are a few of the most popular. My Profile My Preferences My Mates. Seller has many positive feedback and located a few hours from me so who knows really, on Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. His concerns are legitimate, but that’s not your problem. gramophone-georg, The risk to the buyer is that the seller simply does not send the merchandise. on I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. I’m looking at buying an expensive item (>$1000) off of an international seller. on on ‎07-10-2016 Just out of interest scrambler, are they a newbie seller or an established one? We suggest asking the buyer write two checks: one to your bank for the payoff amount and one to you for the remainder of your deal amount. on For example, if the business name associated with your bank account is “Joe’s Hobby Shop,” you should use the same business name when you register for managed payments. ‎07-08-2016 ‎07-15-2016 Search My Stuff. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Just be aware you’ll have to provide the buyer with your bank details. (Remember, the OP asked about wire transfers in general, not wire transfers for eBay transactions.) via bank transfer, a cashier’s cheque or money order, or a cheque that has been cleared by the bank. Press J to jump to the feed. Getting people to pay by bank transfer is what scammers do. ‎07-08-2016 Making a Bank Transfer in the Branch Get the information you need from the recipient. 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